Anthem Blue Cross Innovative Plan F Medicare Supplement Los Angeles

Anthem Blue Cross has a new Medicare Supplement called the Innovative Plan F.  Identical to the original Plan F, except the new Innovative F includes vision and hearing benefits at no additional cost.  And the Innovative F rates are quite a bit lower then the original Anthem F plan state wide.

Anthem Medicare Supplement Rates

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Hearing Benefit

  • 1 routine hearing exam every 12 months.
  • Fitting evaluation for hearing aids.
  • $750 allowance toward hearing aids every year.

Vision Benefit

  • $25 exam copay once every 12 months.
  • $25 lens copay once every 12 months.
  • $100 allowance for frames every 24 months.
  • $100 allowance for contact lenses every 12 months in lieu of eyeglasses.

Nurse line:

Provides access to a registered nurse 24/7 who can assess, educate, and triage symptoms to the most appropriate level of care.

With lower monthly premiums and the added vision and hearing benefits, the new Innovative plan F is one of the most sought after plans

Enroll and enjoy the plan with its great benefits starting the first of the month following the application submission. Most enrollments typically take a couple weeks.

Who Buys a Medicare Supplement?

A person looking for freedom of choice with doctors, specialists and hospitals .. access to care.  No networks or referrals to fuss with.  Also, comprehensive coverage.  100% coverage, or maybe a small $240 annual deductible or a plan with a $20 copay.

A person who who also wants to pick the best Medicare Part D Rx plan for their medication list.  With medicare and a medicare supplement plan, you are free to choose any of the 30 Part D rx plans available in your county.

When you choose an Medicare HMO, the Part D plan is included in the HMO.  You are not able to choose a different Rx plan, you must enroll only in what the HMO plan provides.

Innovative Plan F has lower premiums then the original Anthem Medicare Supplement plan F, even with the additional hearing and vision benefits included.

Keep in mind, the California Birthday rule does not apply to the new Innovative plans because moving to an Innovative plan is considered an upgrade, so you must be either new to medicare (6 month open-enrollment), exiting a group health policy (2 month open-enrollment) or  moving out of your current medicare advantage service area (2 month).

The California Birthday rule allows you to move to a different company with the same plan or one with less benefits.  If you wish to upgrade, you must answer the health questions on the new company application.

There are many different rules pertaining to medicare supplement open enrollment opportunities, so please contact me and we can discuss your current situation and options.

Across State Lines:

With a Medicare Supplement policy you are able to see doctors and hospitals across state lines and in any state of the U.S.  If the doctor accepts Medicare your policy will pay for the services provided regardless of the city, county or state the doctor practices in.

If a highly recommended specialist office is in Connecticut, or New York, or Florida and they accept medicare.  Make the appointment, your policy will pay for the medicare services.

Compare Medicare Supplement Rates

The Anthem Medicare Supplement Innovative plan F has a lower premium then the traditional Anthem Plan F.  There is no need to enroll in the old plan F, enjoy the lower premiums and additional vision and hearing benefits at no additional cost.  Call today for details.

No Cost Help … there is no charge for my services.  The insurance companies provide a fee for me to help you with enrollment and service.

John Conner

Medicare Plan Options ... Medicare Supplement, Medicare Advantage, Medicare Part D Rx