Medicare Supplement Rates for residents of Shasta County … Also, if you are new to Medicare I want you to be aware, there are “New to Medicare Discounts” offered by Anthem ($20), Blue Shield ($25) and Health Net ($20). Be sure to compare all three for some of the most competitive rates in Shasta County.
The New to Medicare Discount is available for the first 12 months with all three companies.
Medicare Supplement Rates:
If you live in Redding, Lake Shasta City, Anderson or any other city or area of Shasta County, you can take advantage of the many Medicare Supplement choices in your town.
From Cottonwood up to Catella, over to Lava Springs and back down to Lassen State park and everything in between, we’ve got you covered. In fact you are covered anywhere in the U.S. Want to see a specialist in Scottsdale Arizona, or Atlanta Georgia, maybe even Hartford Connecticut, make the appointment and go. it’s that simple. No doctor or hospital networks to work around, if the doctor accepts Medicare, you are good to go!
If you have Medicare Parts A and B you may be eligible to enroll in a plan. There are guaranteed-issue situations with Medicare Supplements, usually when a person is new to Medicare, or coming off of an employer plan. There are several others that allow a person to enroll guaranteed. If not you can still apply by answering the health questions on the application. If you are generally in pretty good health, it shouldn’t be a problem being approved.
Medicare Parts A & B:
Medicare has 2 parts, Medicare Part A which is hospital coverage and has a $1,408 deductible. The deductible is a 60 day deductible not an annual deductible. If you are admitted into the hospital and enter again 60 days later you owe a new $1,408 deductible.
Medicare B is for “outpatient” services including medical equipment. This has an annual deductible of $198 then you are responsible for an additional 20%. A Medicare Supplement will pay for what Medicare doesn’t cover. A Medicare Supplement Plan F for example, will cover all charges Medicare doesn’t pay for.
Medicare Part D Rx plans:
You will also need to enroll in a Medicare Part D Rx plan to help pay your prescription costs. Every year, Part D has an annual open-enrollment from October 15 through December 7. This is the time when you can compare your current plan for upcoming changes along with what the other companies are doing with their Part D plans. Contact me and I can help you through this process, to find the best plan for your medication list. Part D info
Remember you can change companies anytime of the year. Medicare Supplement plans do not have annual open enrollment periods. The open-enrollment dates from October through December 7th is for Medicare Advantage plans and have nothing to do with Med Supps.
Some companies are easier to enroll in, so call and we can discuss which company and plan will work best for your needs.
Questions? Call or email anytime.