Comparing Medicare Supplement rates and plan in the Mt. View area of the South Bay, is easy and quick.
Companies you will want to compare are; Blue Shield, Health Net, Anthem, Aetna and UnitedHealthcare. Mutual of Omaha is also competitive in some age groups.
Popular plans to consider will be; Innovative Plan F, Plan G and N. All offering a different level of coverage.
Silicon Valley, primarily Santa Clara County will have some of the most competitive Medicare Supplement rates in all of California.
Some of the hospitals near Mt. View are; El Camino Hospital, Stanford, Good Samaritan, O’Connor Hospital, Santa Clara Valley Medical Center, Valley Health Center and Regional Medical Center to name a few.
Switching to a New Company …
If you already have a Medicare Supplement policy in place but would like to switch to a new company and plan, you can do that anytime of the year, although during the month of your birthday is the easiest time to make the change. This is called the “Birthday Rule” here in California.
You can enroll in a new company and plan with the same benefits or less, and you don’t have to answer any health questions on the new enrollment form. Approval is guaranteed regardless of your health status. Call me for more information on the Birthday Rule.
Medicare Part D Rx …
Medicare Part D Rx plans … You will also need to enroll in a separate Medicare part D Rx plan, which will help you pay for your prescription costs. A good place to start you search is right here. Simply email a list of your current medications along with the dosage and frequency. I’ll run the comparisons, and forward you the top 3 plans for your prescription list. The results will show the best three plans for coverage and cost for your medications.
Medicare Supplement policies are “portable,” meaning, if you move to a new city or state, you simply take your policy with you. Since there are no networks to fuss with, there is no need to change policies. Remember you can go to any doctor or hospital in the U.S. who accepts Medicare.
You can enroll in a Medicare Supplement policy at anytime of the year. If you enroll during a Medicare Supplement open enrollment period, the enrollment is guaranteed, regardless of your health status. And you don’t need to answer any of the health questions on the new application.