Health Net Innovative Plan G California

Health Net Medicare Supplement Innovative Plan G plan is available in all California Counties.

Plan G provides 100% coverage for inpatient hospital services.  Outpatient services has a calendar year deductible of $233, then the plan pays 100% for medicare approved outpatient services.

Health Net Plan G Rates

Acupuncture:

Your Innovative Plan G Benefits include quality acupuncture and chiropractic coverage through American Specialty Health Plans of California (ASH Plans).  With this program, you’re free to obtain care by self-referring to a participating acupuncturist and or chiropractor from the ASH directory.

  • $0 per visit and up to 20 visits per calendar year.
  • Headache
  • Back or neck pain
  • Shoulder, hip, or knee joint pain
  • Osteoarthritis (OA) and other arthritic pain
  • Pain involving other joints and associated soft tissue.
  • Port-operative nausea/vomiting, nausea associated with pregnancy, and nausea associated with chemotherapy (nausea may require co-management with your physician).

Chiropractic Care:

  • $0 per visit and up to 20 visits per calendar year.
  • Sprain/strain injuries to the spine and extremities: muscular and ligamentous injuries, joint injuries, cartilaginous and meniscus injuries.
  • Musculoskeletal and related conditions, including conditions such as: Fibromyalgia/myofacial pain.
  • Extremity pain/bursitis/tennis elbow/carpal tunnel syndrome.
  • Intervertebral disc injuries/disorders.
  • Degenerative joint disease/arthropathies: osteoarthritis/osteoarthrosis, degenerative disc disease, enthesopathies, etc.
  • Neurological conditions: radicular symptoms, sciatic, cervical/lumbar radiculopathies, nerve plexus injuries, etc.
  • Inflammatory disorders: tendonitis, synovitis, tenosynovitis, myositis, capsulitis, headaches, etc.
  • Entrapment/compressive syndromes: carpal tunnel, tarsal tunnel, muscular spasms and myalgias, local pain syndromes.

Visit maximums are combined for acupuncture and chiropractic services.

The Health Net Medicare Supplement rates vary depending on your zip code and county or residence and age.

Part D Rx plan .. to help you pay for your prescriptions.  You have the option to enroll in a different Part D Rx plan every fall during open-enrollment.  You can also choose not to enroll in a Part D plan at all. If you wish to not be enrolled in an Rx plan, the soonest you can enroll again will be the following January 1.  Also, be aware of the “penalty” for not participating in a Part D Rx plan.  The penalty is 1% of the average premium plan, which is around $35 per month, times the number of months you went without coverage.  This penalty is added to any future Part D plan premiums and is never removed.

Medicare Supplement plans do not include any drug coverage.

When choosing a medicare supplement policy, make sure you are provided with a rate comparison of the different companies for the plan you are interested in.  Also, ask which companies are the easiest to work with, and have quick and accurate admin.

Enrolling in any of these plans/companies is quick and easy.  There are online enrollments or a simple paper application, whichever you choose the approval shouldn’t take over a week.  Once approved, the ID card and ‘welcome kit’ are printed and mailed directly to you.

Compare Health Net along with many other carriers right here.  Feel free to look around and please contact me with any questions.  Rates typically change annually, and I do my best to keep all the company rates current.

John Conner

Medicare Plan Options ... Medicare Supplement, Medicare Advantage, Medicare Part D Rx