Medicare Supplement Plans and Rates in Monterey County from companies such as; Anthem, Blue Shield, Health Net, UnitedHealthcare and Aetna all offer several plans like F, G and N.  Also available discounts for individual enrolled along with two person enrollees.

If you would like to compare Monterey County Medicare Supplement rates please click on the different company links below:

Aetna     Anthem     Blue Shield     Health Net    Humana     UnitedHealthcare®

Many Northern California Counties typically have no or very limited Medicare Advantage plans available to the residents, so the only other options would be to have only Original Medicare, which leaves a person responsible for all deductibles, percentages and other out of pocket costs associated with medical care.

Medicare Supplement policies plug most if not all of the holes found in Original Medicare.

Cities like; Salinas, Monterey, Seaside, Pacific Grove, Carmel Valley, Pacific Grove and many other enjoy some of the lowest Medicare Supplement premiums in California. Many of the different company plans include Vision and Hearing coverage.

MEDICARE SUPPLEMENT PLANS provide the most comprehensive coverage, along with the best access to different doctors and hospitals. With a Medicare Supplement you can go to any doctor, hospital or medical facility in the United States who accepts Medicare, there are no networks, simply ask if they accept Medicare, and if so, you can see them.  It’s that simple.

The three most popular Medicare Supplement plans; Plan F provide 100% coverage, no copays or deductibles.  Plan G offers 100% coverage except for a small $198 per year deductible and with Plan N, you will have the same $203 annual deductible and office visit copays are $20.

Medicare Supplement policies provide; Choice, Coverage, Ease and Flexibility.

• Go directly to the doctor of your choice, no referrals necessary.
• Helps pay deductibles, percentages and out of pocket medical costs.
• No medical claim forms to review or fuss over.
• Several Medicare Supplement plans to meet you needs and budget.

Enroll …  Enrolling is easy!  Remember you can enroll in a Monterey County Medicare Supplement plan anytime of the year.  There are typically not any “annual open enrollment periods” with Medicare Supplement plans, so mid year if you would like to move to a new company, give me a call and we’ll get you started.

Birthday Rule for current medicare supplement members … on the month of your birthday you can switch to any other Medicare Supplement company and plan with the same benefits or less, guaranteed, no health questions asked.

Don’t forget your Medicare Part D Rx plan to help pay for your prescription costs.  Part D plan have an open enrollment period each year from October 15 through December 7.  This period allows current members to compare plans, review changes and enroll in new plans for a January 1 effective date.  If you choose to stay with the same plan and company, you don’t have to do anything, the plans typically renew annually  (You can read more here).

IS YOUR MEDICARE STARTING SOON?

For most people turning 65, their Medicare Part A (Hospital) starts automatically.  Medicare Part B (outpatient), on the other hand may not start automatically when turning 65.  If you are not going to start you S.S. income at age 65, or if you are on an employer health insurance plan, you will most likely need to enroll in Part B.

To confirm your “B” coverage starts when you want it to, go to the Social Security Admin website, https://www.ssa.gov/benefits/medicare/, create a profile and enroll in Part B.  Or, call S.S.A at; 800-772-1213, or, walk into a local Social Security office and tell them you want to start your Medicare Part B.

Enrolling in any of these plans is quick and easy.  The enrollment is guaranteed with no health review.  ID numbers are usually issued within one week.  Call me today and I’ll be happy to walk you through the process, to make sure you have the effective date you are looking for.