Medicare Supplement plans and rates in the Mendocino and Fort Bragg area very competitive especially when you add the “new to medicare discount” offered by Health Net, Blue Shield and Anthem. If you are within 6 months of enrolling in Medicare Part B, then you are eligible for the $25 – $30 per month premium discount for the first twelve months. These three companies are pretty hard to beat if you qualify for the discount.
Medicare Supplement Rates in your area: Health Net – Blue Shield – Anthem
Part D Rx – Don’t forget the Medicare Part D Rx plan, Medicare Supplement policies do not include Rx coverage. There are typically 30 different plans in each county. I can run the comparison for you, I only need your medication list and I’ll show you the results. Here is more info
Also available in Mendocino and Fort Bragg is the new Blue Shield Plan G Inspire. Plan G Inspire is a traditional Medicare Supplement Plan G with additional benefits; which includes a one-year Classic AAA membership with 24/7 roadside assistance. Teladoc, which provides physician consultations by phone or video. Teladoc physicians can diagnose and treat many non emergency medical conditions and can also prescribe medications. Teladoc is available 24 hours a day, seven days a week. Also available with G Inspire are Over-the-Counter items through CVS, and there is an entire catalog of available items. You have an allowance of $100 per quarter to use. The SilverSneakers fitness program is also included with the G Inspire, and Vision benefits provided through VSP (Vision Service Plan).
Remember, with all Medicare Supplement policies, you are able to see any Medicare approved doctor and hospital in the U.S. That is nearly 95% of all doctors nationwide. No networks to fuss with and referrals are not necessary. You have much more control of who and where you receive medical care.
The Most Popular Plans: F, G, N
- Plan F = 100% hospital coverage – 100% outpatient. No deductibles, copays or percentages.
- Plan G = 100% hospital coverage – $226 annual outpatient deductible then 100% coverage.
- Plan N = 100% hospital – $226 outpatient deductible then $20 copay per outpatient visit.
Is Plan F still available? Yes and No. If you turned 65 or enrolled in Medicare Part B prior to January 1, 2020, then you will always have access to Plan F policies and will continue to be able to switch to other company Plan F policies in the future. If you turned 65 or started you Medicare Part B on January 1, 2020 or after, you do not have access to any Plan F policies now or in the future. The next best policy will be Plan G, which is identical to Plan F except, Plan G has a $198 annual deductible.
Quick Links:
California Birthday Rule for current medicare supplement members … on the month of your birthday you can switch to any other Medicare Supplement company and plan with the same benefits or less, guaranteed, no health questions asked.
ENROLLING is quick and easy. I can take most of the information over the phone. In some cases I may need a signature or two. You can take a picture of the signature page with your phone and text is back to me or of course fax and email also work.
