The Annual Open Enrollment (AEP) starts October 15 and ends December 7. All changes made during this time will have a January 1 start date. Please call me with questions!!
Blue Shield Medicare Supplement Plan F Extra, G Extra and N are the most comprehensive Medicare Supplement policy available in Chico (Butte County). With 2020 Medicare deductibles going up, it’s always a good time to look into Chico medicare supplement coverage for yourself, and there is no better way than with a Blue Shield , Anthem or Health Net Medicare Supplement Plan F and G.
All three companies; Blue Shield, Anthem and Health Net offer the new plan F which includes Vision and Hearing coverage.
Blue Shield F & G Extra Medicare Supplement
Includes Vision and Hearing plans at no additional cost. Be sure to compare the new Blue Shield Medicare Supplement “F & G Extra.” These new plans are identical to the traditional plan F and G but also include “hearing” and “vision” benefits. Also the monthly premiums are less then before. Click here for info.
Your 2020 Medicare Part A deductible ($1,408 per every 60 day benefit period). Your part B deductible ($198.00 for 2020).
Also with an Anthem Medicare Supplement plan F, your Part B coinsurance is paid for, which is 20% of your outpatient bill after the $198 deductible. The Part B coinsurance includes all outpatient services such as Lab and X-Ray along with physician visits, outpatient surgery and physical therapy costs.
Medicare Supplement Rates:
Chico Area Hospitals:
Chico Medical Center, Enloe Medical Center, Cal Park, Feather River Hospital,
An interesting note; Medicare premiums in the Chico area (Butte County) deductibles and copays adjust on an annual basis. The amount of increase in premiums is coordinated with the cost-of-living adjustment determined by the Social Security administration. So if Social Security does not make a cost-of-living adjustment, Medicare premiums cannot increase.
Each Medicare Supplement plan offers a different level of coverage, feel free to contact me anytime with questions: 916-682-1117.
As a member of a Medicare Supplement plan you can switch to a different company or plan anytime during the year (if you qualify medically), so if you are currently in good health you can switch companies at anytime during the year.
In California you can switch Medicare Supplement companies yearly starting on your birthday and up to 30 days later, regardless of your current health status. California and Oregon are the only two states that offer the “Birthday Rule.”
So, if a different company offers your current plan at a lower rate, you can request to change now, or wait until your birth month and switch then. It’s that easy.
A few things to remember:
- At Home Recovery Benefit – Medicare pays 100% of all approved amounts with the exception of durable medical equipment, in which case Medicare Pays 80%.
- Skilled Nursing Facility Benefit – Medicare can cut off Skilled Nursing benefits if the patient is not showing daily improvement. This is not meant to be a long term benefit.
- At Home Recovery – Medicare pays $40 per day for up to 40 days or a total of $1,600 benefit per year.
When seeing an Anthem in-network dentist you will enjoy a 25% to 40% savings right off the top because of the contracted fees, before the insurance coverage pays the next 50% to 80%.
These savings are also available during waiting periods, when you’ve gone over your yearly limit or when you’ve used up your benefits. Your dental costs will also be reduced even more with the plan insurance coverage. Along with over 87,000 contracted dental offices nationwide.
Enrollment is easy .. Simply call or email and I will send the appropriate enrollment forms.
Please feel free to call or email anytime with questions.