Bay Area Medicare Supplement plans and rates whether you live in Santa Rosa, San Francisco, San Jose, Oakland. or anywhere in between, you will enjoy a full range of plan options along with some of the lowest premiums compared to other parts of California.
What you will enjoy with a medicare supplement policy is not only very comprehensive medical coverage, but also the benefit of having a plan without any doctor or hospital networks to fuss with. With all medicare supplement policies you have access to any doctor in the U.S. who is medicare approved, that is nearly 95% of all doctors.
You do not need a primary care physician, you also do not need referrals. Simply ask the doctors office is they accept medicare, it’s that simple.
The Most Popular Plans: F, G, N
- Plan F = 100% hospital coverage – 100% outpatient. No deductibles, copays or percentages..
- Plan G = 100% hospital coverage – $240 annual outpatient deductible then 100% coverage.
- Plan N = 100% hospital – $240 outpatient annual deductible then $20 copay per outpatient visits.
All the major hospitals throughout the Bay Area accept Medicare, so you will have access to them.
Medicare Supplement Companies:
Anthem – Blue Shield – Health Net – Humana – UnitedHealth Care
Medicare Supplement plans do not include the Medicare Part D Rx coverage, so you will need to look into the available plans in your county.
Medicare Part D Rx plans … will help you pay for your prescription costs. A good place to start your search is right here. Simply email a list of your current medications along with the dosage and frequency. I’ll run the comparison for you, the results will be emailed back to you which will be the top plan for your prescription list.
When seeing doctors, there are no boundaries. You can see doctors in different cities, counties and states. Simply because a doctor you wish to see is not in your town or close by, doesn’t mean you cannot see them. Travel across county if you like. It really is freedom of choice.
New to Medicare Discount –
Bay Area residents should be aware that Anthem, Blue Shield and Health Net all have a “New to Medicare Discount.” This discount is available to anyone who is new to medicare and the $25 – $30 per month discount is for the first 12 months on the policy. After the 12 months, the discount is removed and the rate goes back to the regular monthly premium.
Anthem offers the discount ($25/mo.) for their Plan F only. Blue Shield offers their discount ($25/mo.) for Plans F and G. Health Net offers their new to medicare discount ($30/mo.) on all of their plans.
If you have any questions or would like more information please contact me anytime.
