The 2020 National General Medicare Supplement plans currently available are Plans; F, G and N which happen to be the three most popular plans nationwide.
- Plan F = 100% coverage (no copays, deductibles or percentages).
- Plan G = $198 deductible, then 100% coverage.
- Plan N = $198 deductible, then $20 copay for outpatient visits.
- All three provide 100% coverage for Inpatient Hospital services.
Is Plan F still available? Yes and No. If you turned 65 or enrolled in Medicare Part B prior to January 1, 2020, then you will always have access to Plan F policies and will continue to be able to switch to other company Plan F policies in the future. If you turned 65 or started you Medicare Part B on January 1, 2020 or after, you do not have access to any Plan F policies now or in the future. The next best policy will be Plan G, which is identical to Plan F except, Plan G has a $198 annual deductible.
The National General Medicare Supplement policies work just like all of the other companies offering Medicare Supplement plans. As a member you are able to see any doctor or hospital nationwide who accepts medicare. That’s nearly 95% of all doctors across the U.S. Policy coverage is identical from company to company. In other words; a Plan G is a Plan G, no difference in coverage. Medicare Supplement policies are federally standardized.
Medicare Supplement’s travel with you from state to state. If you are traveling to another state and need medical care, be assured you can see any doctor or medical facility which accepts medicare. It’s that easy, there are no networks or referrals to fuss with. Simply call a doctors office and ask if they accept medicare.
Medicare Part D Rx coverage is not included with medicare supplement plans, so you should look into a “stand-along” Part D plan. There are typically 30 different plans in each county, and the best way to figure out which plan will match up best for your medication list is with the medicare website. To run the plan comparison you can use the medicare.gov site to run the Rx plan comparison. It’s a bit clunky to use but once you get the hang of it, it’s a great tool to help you decide which Rx plan fits your needs the best. If you need assistance with the comparison, just let me know, I’m happy to help.
Open-Enrollment opportunities. Open Enrollment allows you to enroll in a Medicare Supplement plan without a medical review. It is not necessary to add medical history information or answer health questions regarding your health status. The enrollment is guaranteed regardless of your current or past health history.
ENROLLING is quick and easy. I can take most of the information over the phone. In some cases I may need a signature or two. You can take a picture of the signature page with your phone and text is back to me or of course fax and email also work.
Contact me for plan quotes in your area.