Health Net Medicare Supplement California

health-net-medicae-supplement2023 Health Net offers five Medicare Supplement plans in California:
Innovative F and Plan G.

And if you happen to live in one of the following Counties you are in luck, because Health Net Medicare Supplement plan rates in these Counties are hard to beat. (El Dorado, Fresno, Imperial, Placer, Sacramento, Santa Cruz, Solano, Tulare and Yolo Counties).

$30 Per Month Discount

If you are new to Medicare, Health Net will provide a $30 per month premium discount for the first year of your policy.

Health Net “Innovative Plan F & G” Include Vision & Hearing

  • Routine Hearing Exam – One Hearing Exam every 12 months
  • Hearing Aid(s) – includes fitting evaluation. $1000 benefit maximum for two hearing aids (one pair) or $500 for one hearing aid
  • Routine Eye Exam – One Vision Exam every 12 months
  • Eyewear – Up to $250 allowance for frame and lens package once every 24 months or contact lens once every 12 months.
  • Health Net considers Innovative Plan F an “equal benefit” plan compared to Plan F and therefore available for your clients to upgrade from their Plan F to our Innovative Plan F during California’s “Birthday Rule” Guarantee Issue Period
  • New to Part B monthly premium discount has been increased to $20. This is for members who enroll into any Health Net Medicare Supplement plan within 6 months of their Part B effective date qualify for the discount for the first 12 months of enrollment.

BIRTHDAY RULE  –  Switch to a Health Net plan during your birthday month … guaranteed.  If you are a current medicare supplement member with another company you can switch to one of the Health Net plans regardless of your current health status.  Move to a plan with the same benefits or to one with a lower level of coverage.

Why do members enroll in a Health Net Medicare Supplement plan?  First, Health Net has decided to be very competitive with their rates primarily in Northern California.  Most of the counties in the northern half of the state enjoy some of the most competitive rates in the state.

And with the typical Plan F benefits coupled with easy customer service and enrollment, Health Net has build their name into on of the leaders in the Medicare Supplement business here in California.


Health Net Plans …

Health Net offers plans; A, C, F, Innovative F and G.  This provides a wide range of coverage levels and meets most members needs and wants in a Medicare Supplement.

Medicare Part D Rx plans  –  You will also need to enroll in a separate Medicare part D Rx plan, which will help you pay for your prescription costs.  A good place to start you search is right here.  Simply email a list of your current medications along with the dosage and frequency.

I’ll enter the information into the Medicare system, to come up with the top 3 plans for your prescription list.  The results will show the best three plans for coverage and cost for your medications.  I will then email the results to you.  Here is a good place to start.

Eligibility …

You are eligible for enrollment in one of Health Net’s Medicare Supplement plans if you are 65 or older, or under 65 and entitled to Medicare because you are on Social Security disability and enrolled in Medicare Parts A and B and you reside in the State of California.

There are also other guaranteed issue guidelines such as a person new to Medicare Part B or if you currently have a Medicare Supplement and live in California during the month of your Birthday (Birthday Rule – California & Oregon only).  Read more about that here.  Or if you are on a Medicare Advantage plan for under 12 months and wish to move to a Medicare Supplement.

These are all examples of a Medicare Supplement Guarantee Issue situation (click here).  There are also others, so feel free to call so we can discuss your current situation.

How To Enroll …

Remember you can apply for a plan anytime of the year, also during an open-enrollment period.

Contact me and I’ll forward you the appropriate enrollment forms for your area and plan.  Once complete, fax or email for forms back to me for processing, and I’ll do the rest to make sure your enrollment is done quickly with your desired effective date.

Why Health Net …

NCQA accreditation – The National Committee for Quality Assurance (NCQA) has awarded it’s highest accreditation status of “Excellent” to Health Net’s commercial and Medicare lines of business.

Excellent accreditation status is awarded for service and clinical quality that meet or exceed NCQA’s rigorous requirements for consumer protection and quality improvement.  HEDIS results are in the highest range of national performance.  The NCQA is an independent, not-for-profit organization that evaluates health plans’ quality.


John Conner

John Conner

Medicare Plan Options ... Medicare Supplement, Medicare Advantage, Medicare Part D Rx