Aetna is offering their Medicare Choice PPO plan in San Bernardino County.  This is a welcome addition, since it may be the only PPO in San Bernardino County in 2019.

Open-Enrollment starts October 15 and ends December 7. All changes and new enrollments take effect on January 1 2019.  Call me on October 1, that is when I will have access to all Medicare Advantage companies and plans through out California. Or check back here, I should have the information online.

Types of out-of-pocket costs you may pay for your covered services. To understand the Aetna HMO and PPO payment information, you need to know about the types of out-of-pocket costs you may pay for your covered services.

• The “deductible” is the amount you must pay for medical services before our plan begins to pay its share.
• A “copayment” is the fixed amount you pay each time you receive certain medical services. You pay a copayment at the time you get the medical service.
• “Coinsurance” is the percentage you pay of the total cost of certain medical services. You pay a coinsurance at the time you get the medical service.

Aetna Medicare Choice PPO is a Medicare Advantage and prescription drug plans, which includes hospital, medical and prescription drug benefits in one plan. To join these plans, you must be entitled to Medicare Part A, enrolled in Medicare Part B and live in our service area. Our service area includes: CA: San Bernardino County.

Aetna Medicare Advantage HMO Plans:

With Aetna, you can pick the best Medicare plans for your budget and health needs. In most areas we offer Medicare Supplement plans, Prescription Drug Coverage, and Medicare Advantage plans. Our plans have something for everyone so shop around!

Aetna Medicare Advantage plans bundle all the coverage from Medicare Parts A, B, and (often) D into one convenient plan. They’re just like the HMOs or PPOs you’ve used before. Medicare Advantage is usually more cost-efficient than getting Medicare Supplement plus Part D, so it’s great for your budget.

An alternative to a Medicare Advantage plan are Medicare Supplement plans, which pay for things that your Original Medicare doesn’t cover, like copays, coinsurance, or deductibles. You can see any Medicare-approved doctor without referral in the U.S., and you’ll have a monthly bill that’s predictable and budget-friendly. You can even buy dental and vision insurance to make your coverage complete.