Medicare Members living in and around the Elk Grove area and all of Sacramento County, can view all available Anthem Medicare Supplement plan G and N rates right here.
Elk Grove which is at the southern tip of Sacramento County enjoys great Medicare Supplement rates for it’s residents.
- Medicare Supplement Rates
- Medicare Advantage PPO & HMO
- Medicare Part D Rx plan info
- Guarantee-Issue Guidelines
- Medicare Excess Charges
Elk Grove area Medicare Providers
The rates are the same whether you live on the older Elk Grove side of 99, or the Laguna side of town. Also, living here you will enjoy a wide variety of physician groups such as; Sutter Medical Group, UC Davis, Mercy and Hills Physician Group to name a few.
A few of the companies to look at first: Anthem, Blue Shield, Health Net and UnitedHealthcare.
Anthem offers a $20 premium discount for the first twelve months you are on Medicare. Blue Shield offers a discount of $25, and Health Net is $30. If you are new to Medicare Part B and enroll in any of the three mentioned companies, you will receive the monthly discount for the first 12 months on the policy.
The Anthem New to Medicare discount is for their F & G plans only.
Anthem Innovative Plan F includes Vision and Hearing benefits at no additional cost.
SWITCHING COMPANIES (Birthday Rule)- If you currently have a Medicare Supplement and wish to switch companies, this is an easy process. You can do this any time of the year, although if it is during the month of your birthday (Birthday Rule) you don’t have to answer any of the health or prescription questions and the enrollment to the new company is guaranteed. If you wish to switch outside of your birthday month, you will need to answer the health questions on the new application.
Blue Shield allows you to switch to them anytime of the year, no medical history required.
PART D RX COVERAGE – Most Medicare Supplement members will “Mix-N-Match” their Medicare Supplement Part D Rx plan with their current Medicare Supplement. In other words it’s usually best to choose an independent company which covers your medications the best. In Sacramento County we have nearly 30 plans to choose from, and it gets a bit tricky sometime to make the right decision.
Choosing the right Part D plan can either save you or cost you a lot of money each year. I am not contracted with any Medicare Part D plan or company so I can give you an unbiased opinion of the different plans and I can match up the plans with your current medication list, so you are enrolling in the best plan available. Call me and I’ll be happy to help.
Medicare Supplement (Medigap) is different than a Medicare PPO. First, a PPO is a Medicare Advantage plan which is a completely different type of plan than a Medicare Supplement. PPO’s have a network the company wants you to stay within. You can see out-of-network doctors, although you will pay more when seeing non-network providers.
Anthem Medicare Supplement (Medigap) plans do not have networks of doctors or hospitals. You can see any provider, doctor or hospital in the U.S. who accepts Medicare. Also, with a PPO, the insurance company is considered “Primary” coverage, not medicare. On the other hand Medicare is considered “Primary” coverage when you have a medicare supplement policy.
ENROLL in an Anthem Plan Today … simply call me anytime so we can discuss what your best options are. Once you have chosen the right plan, the enrollment process is quick and easy, either online or I can take most of the information over the phone. So feel free to call anytime with your questions. And remember there are no broker fees here!!
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